OpenAI launches ChatGPT Finance, lets you connect your bank accounts

Posted on May 16, 2026, 9 a.m.

ChatGPT Goes Financial: Connect Your Bank Accounts for Smarter Money Management

OpenAI is stepping into the world of personal finance with its latest ChatGPT feature, ChatGPT Finance. This new functionality promises to revolutionize how users interact with their money by allowing direct connections to bank accounts.

For ChatGPT Pro subscribers in the US, this means the ability to link accounts from over 12,000 financial institutions. This integration is made possible through a strategic partnership with Plaid, a leading financial connection service. The implications are significant for users seeking a more holistic view of their financial health.

ChatGPT Finance app shows connected bank accounts.

Once your accounts are securely connected, ChatGPT Finance provides a comprehensive dashboard. This dashboard offers insights into your portfolio performance, detailed spending habits, active subscriptions, and upcoming bill payments. Beyond just displaying data, ChatGPT can now answer your financial queries with real-time context derived from your actual financial situation, making it a powerful tool for personalized financial advice and planning.

Users have full control over their connected accounts. You can manage connections at any time, including removing specific accounts. Furthermore, you can review and delete any "financial memories" the chatbot has processed, ensuring privacy and transparency. To begin exploring this new feature, simply navigate to the "Finances" option located in the ChatGPT sidebar. Currently, this functionality is accessible via the web and the iOS app for Pro users in the United States.

OpenAI highlights that an impressive 200 million people already turn to ChatGPT for financial questions each month. ChatGPT Finance aims to enhance these interactions by providing the chatbot with more accurate and relevant context. This could also offer OpenAI valuable insights into the financial behavior of millions of users, paving the way for even more sophisticated financial tools in the future.

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