TCL 20L vs Samsung Galaxy A12 (India): Which Budget Champion Reigns Supreme?

The TCL 20L and Samsung Galaxy A12 (India) represent compelling options in the fiercely competitive budget smartphone market. Both aim to deliver essential features at an accessible price point, but they take different approaches under the hood. This comparison dissects their core components – from chipsets to charging – to determine which device offers the best value for your money.
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🏆 Quick Verdict

For the average user prioritizing consistent performance and a slightly faster charging experience, the TCL 20L emerges as the better choice. Its Snapdragon 662, built on an 11nm process, offers a more refined architecture than the Exynos 850, translating to smoother multitasking and potentially better gaming performance, despite the Exynos' 8nm node.

PHONES
Phone Names TCL 20L Samsung Galaxy A12 (India)
Network
2G bandsGSM 850 / 900 / 1800 / 1900GSM 850 / 900 / 1800 / 1900
3G bandsHSDPA 850 / 900 / 1900 / 2100 - EU/MEA/APACHSDPA 850 / 900 / 2100
4G bands1, 3, 5, 7, 8, 20, 28, 38, 40, 41 - EU/MEA/APAC1, 3, 5, 7, 8, 20, 28, 38, 40, 41
SpeedHSPA 42.2/5.76 Mbps, LTE Cat6 300/50 MbpsHSPA 42.2/5.76 Mbps, LTE Cat4 150/50 Mbps
TechnologyGSM / HSPA / LTEGSM / HSPA / LTE
Launch
Announced2021, April 142021, August 12
StatusAvailable. Released 2021, April 14Available. Released 2021, August 12
Body
BuildGlass front, plastic back, plastic frameGlass front, plastic back, plastic frame
Dimensions166.2 x 76.9 x 9.1 mm (6.54 x 3.03 x 0.36 in)164 x 75.8 x 8.9 mm (6.46 x 2.98 x 0.35 in)
SIM· Nano-SIM· Nano-SIM + Nano-SIM· Nano-SIM· Nano-SIM + Nano-SIM
Weight199 g (7.02 oz)205 g (7.23 oz)
Display
Resolution1080 x 2400 pixels, 20:9 ratio (~395 ppi density)720 x 1600 pixels, 20:9 ratio (~270 ppi density)
Size6.67 inches, 107.4 cm2 (~84.0% screen-to-body ratio)6.5 inches, 102.0 cm2 (~82.1% screen-to-body ratio)
TypeIPS LCD, 500 nits (peak)PLS LCD
Platform
CPUOcta-core (4x2.0 GHz Kryo 260 Gold & 4x1.8 GHz Kryo 260 Silver)Octa-core (4x2.0 GHz Cortex-A55 & 4x2.0 GHz Cortex-A55)
ChipsetQualcomm SM6115 Snapdragon 662 (11 nm)Exynos 850 (8 nm)
GPUAdreno 610Mali-G52
OSAndroid 11, TCL UIAndroid 11, upgradable to Android 13, One UI 5.1
Memory
Card slotmicroSDXC (uses shared SIM slot)microSDXC (dedicated slot)
Internal128GB 4GB RAM, 128GB 6GB RAM64GB 4GB RAM, 128GB 4GB RAM, 128GB 6GB RAM
 -eMMC 5.1
Main Camera
FeaturesLED flash, HDR, panoramaLED flash, panorama, HDR
Quad48 MP, f/2.0, 26mm (wide), 1/2.0", 0.8µm, PDAF 8 MP, f/2.2, 13mm, 118˚ (ultrawide), 1/4.0", 1.12µm 2 MP (macro) Auxiliary lens48 MP, f/2.0, 26mm (wide), AF 5 MP, f/2.2, 123˚ (ultrawide) 2 MP (macro) Auxiliary lens
Video1080p@30/60fps1080p@30fps
Selfie camera
FeaturesHDR-
Single16 MP, f/2.2, 28mm (wide), 1/3.06", 1.0µm8 MP, f/2.2
Video1080p@30/60fps1080p@30fps
Sound
3.5mm jack -Yes
35mm jackYesYes
Loudspeaker YesYes
Comms
Bluetooth5.0, A2DP, LE, aptX5.0, A2DP, LE
NFCYesNo
PositioningGPS, GLONASS, GALILEO, BDSGPS, GLONASS, GALILEO, BDS
RadioUnspecifiedFM radio, RDS, recording
USBUSB Type-C 2.0, OTGUSB Type-C 2.0
WLANWi-Fi 802.11 a/b/g/n/ac, dual-band, Wi-Fi DirectWi-Fi 802.11 b/g/n, Wi-Fi Direct
Features
SensorsFingerprint (side-mounted), accelerometer, gyro, proximity, compassFingerprint (side-mounted), accelerometer
 -Virtual proximity sensing
Battery
Charging18W wired15W wired
TypeLi-Po 5000 mAhLi-Po 5000 mAh
Misc
ColorsEclipse Black, Luna BlueBlack, Blue, White
ModelsT774H, T774BSM-A127F, SM-A127F/DS
PriceAbout 180 EURAbout 160 EUR
SAR-0.79 W/kg (head)

TCL 20L

  • Faster 18W charging for quicker top-ups.
  • Snapdragon 662 offers better CPU performance for smoother multitasking.
  • Potentially more efficient chipset leading to slightly better battery life.

  • Brand recognition isn't as strong as Samsung.
  • Software updates may be less frequent compared to Samsung.

Samsung Galaxy A12 (India)

  • Strong brand reputation and established service network.
  • Samsung's One UI offers a feature-rich software experience.
  • Potentially better sustained performance in less demanding tasks.

  • Slower 15W charging.
  • Exynos 850 CPU is less powerful than the Snapdragon 662.
  • Cortex-A55 cores may struggle with more demanding applications.

Display Comparison

Neither TCL nor Samsung provide display specs beyond resolution in the provided data. However, given the price bracket, both likely utilize LCD panels. The key difference lies in the processing power needed to drive them. The Snapdragon 662's slightly more efficient GPU may translate to marginally better graphics rendering, but without knowing panel characteristics (brightness, color gamut), it's difficult to quantify. Bezels are likely comparable, typical of this segment.

Camera Comparison

Without detailed sensor information, a direct camera comparison is limited. Both phones likely feature a multi-camera setup with a primary sensor and supporting lenses (potentially including a 2MP macro, which offers limited practical benefit). The image processing algorithms will heavily influence the final image quality. Samsung generally leans towards vibrant, saturated colors, while TCL often aims for a more natural look. The Snapdragon 662’s ISP (Image Signal Processor) is generally considered capable, but the Exynos 850’s ISP is also adequate for this price range. Without knowing sensor sizes and apertures, it’s impossible to declare a clear winner.

Performance

The core battleground is the chipset. The TCL 20L’s Qualcomm Snapdragon 662 (11nm) features a Kryo CPU architecture, designed for a balance of performance and efficiency. The Samsung Galaxy A12 (India) utilizes the Exynos 850 (8nm) with Cortex-A55 cores. While the 8nm process *should* theoretically offer better efficiency, the architectural differences are crucial. The Snapdragon 662’s Kryo cores, even at a slightly larger node, are generally more performant than the Cortex-A55s in the Exynos 850. This means the TCL 20L will likely exhibit smoother app launches and better responsiveness during multitasking. The Exynos 850's strength lies in its sustained performance, potentially avoiding thermal throttling in prolonged, less demanding tasks.

Battery Life

Battery capacity isn't specified, but both phones likely house batteries in the 4000-5000 mAh range, typical for this segment. The TCL 20L’s 18W wired charging offers a tangible advantage over the Samsung Galaxy A12 (India)’s 15W charging. This translates to a faster 0-100% charge time, reducing downtime. While battery life will ultimately depend on usage patterns, the Snapdragon 662’s potentially better efficiency could contribute to slightly longer screen-on time.

Buying Guide

Buy the TCL 20L if you need a phone that handles everyday tasks and light gaming with a bit more fluidity, and if faster charging is a priority. Buy the Samsung Galaxy A12 (India) if you prefer the Samsung brand ecosystem, potentially benefit from wider service availability, and prioritize a potentially more optimized software experience, even if it means sacrificing some raw processing power.

Frequently Asked Questions

❓ Does the Exynos 850 in the Galaxy A12 (India) overheat during prolonged gaming sessions?
While the Exynos 850's 8nm process is relatively efficient, its Cortex-A55 cores aren't designed for intensive gaming. It may experience thermal throttling during extended gaming, leading to reduced performance. The TCL 20L's Snapdragon 662, with its Kryo cores, is better equipped to handle sustained gaming loads, though it's still a budget chipset.
❓ Is the 2MP macro camera on either phone actually useful for taking detailed close-up photos?
Generally, 2MP macro cameras on budget phones offer limited practical benefit. The low resolution results in images lacking detail and sharpness. They are often included as a marketing feature rather than a genuinely useful photographic tool. Expect soft, grainy results, and don't rely on it for critical close-up photography.
❓ Can either of these phones reliably run PUBG Mobile at 60fps?
Running PUBG Mobile at 60fps on either the TCL 20L or Samsung Galaxy A12 (India) is unlikely to be a consistently smooth experience. Both chipsets will likely require graphics settings to be lowered to medium or even low to achieve playable frame rates. The TCL 20L has a slight edge due to its more powerful CPU and GPU, but don't expect a flagship-level gaming experience.
❓ Which phone is likely to receive more software updates and security patches?
Samsung generally provides more consistent and longer-term software support for its devices, even in the budget segment. While TCL has improved its software update cadence, Samsung is likely to offer more frequent security patches and potentially one major Android version update compared to the TCL 20L.