Microsoft Lumia 640 XL vs 950 XL: A Deep Dive into Windows Phone Choices

The Microsoft Lumia 640 XL LTE and 950 XL represent distinct eras in Microsoft’s mobile ambitions. The 640 XL aimed for affordability and long battery life, while the 950 XL was a late attempt at a true flagship, boasting a powerful processor and advanced features. This comparison dissects their differences to help you decide which, if either, holds value today.
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🏆 Quick Verdict

For the average user seeking a functional, long-lasting device, the Lumia 640 XL LTE emerges as the more practical choice. Its significantly superior endurance rating (74h vs 62h) and lower price point outweigh the 950 XL’s performance advantages, especially considering the limited app ecosystem for Windows 10 Mobile.

PHONES
Phone Names Microsoft Lumia 640 XL LTE Microsoft Lumia 950 XL
Network
2G bandsGSM 850 / 900 / 1800 / 1900GSM 850 / 900 / 1800 / 1900
3G bandsHSDPA 850 / 900 / 2100HSDPA 850 / 900 / 1700(AWS) / 1900 / 2100
4G bands1, 3, 7, 8, 201, 2, 3, 4, 5, 7, 8, 12, 20, 28, 38, 40 - EMEA
SpeedHSPA 42.2/5.76 Mbps, LTE Cat4 150/50 MbpsHSPA 42.2/5.76 Mbps, LTE Cat6 300/50 Mbps
TechnologyGSM / HSPA / LTEGSM / HSPA / LTE
 -1, 2, 3, 4, 5, 7, 8, 12, 17, 20, 28, 38, 40, 41 - USA
Launch
Announced2015, March. Released 2015, April2015, October. Released 2015, November
StatusDiscontinuedDiscontinued
Body
Dimensions157.9 x 81.5 x 9 mm (6.22 x 3.21 x 0.35 in)151.9 x 78.4 x 8.1 mm (5.98 x 3.09 x 0.32 in)
SIMMicro-SIMNano-SIM
Weight171 g (6.03 oz)165 g (5.82 oz)
Display
ProtectionCorning Gorilla Glass 3Corning Gorilla Glass 4
Resolution720 x 1280 pixels, 16:9 ratio (~259 ppi density)1440 x 2560 pixels, 16:9 ratio (~518 ppi density)
Size5.7 inches, 88.9 cm2 (~69.1% screen-to-body ratio)5.7 inches, 88.5 cm2 (~74.3% screen-to-body ratio)
TypeIPS LCDAMOLED
 ClearBlack displayClearBlack display
Platform
CPUQuad-core 1.2 GHz Cortex-A7Octa-core (4x1.5 GHz Cortex-A53 & 4x2.0 GHz Cortex-A57)
ChipsetQualcomm MSM8226 Snapdragon 400 (28 nm)Qualcomm MSM8994 Snapdragon 810 (20 nm)
GPUAdreno 305Adreno 430
OSMicrosoft Windows Phone 8.1, upgradable to Microsoft Windows 10Microsoft Windows 10
Memory
Card slotmicroSDXC (dedicated slot)microSDXC (dedicated slot)
Internal8GB 1GB RAM32GB 3GB RAM
 eMMC 4.5eMMC 5.0
Main Camera
FeaturesZeiss optics, LED flashZeiss optics, triple-LED RGB flash, panorama, HDR
Single13 MP, f/2.0, 28mm (wide), 1/3.0", AF20 MP, f/1.9, 26mm (wide), 1/2.4", 1.12µm, AF, OIS
Video1080p@30fps4K@30fps, stereo sound rec., 1080p@30/60fps (after SW update)
Selfie camera
Single5 MP5 MP, f/2.4
Video1080p@30fps1080p@30fps
Sound
3.5mm jack YesYes
35mm jackYesYes
Loudspeaker YesYes
Comms
Bluetooth4.0, A2DP4.1, A2DP
NFCYesYes
PositioningGPS, GLONASS, BDSGPS, GLONASS, BDS
RadioFM radioFM radio
USBmicroUSB 2.0USB Type-C 3.1
WLANWi-Fi 802.11 b/g/n, DLNA, hotspotWi-Fi 802.11 a/b/g/n/ac, dual-band, hotspot
Features
SensorsAccelerometer, proximity, compass, sensor coreIris scanner, accelerometer, gyro, proximity, compass, barometer, sensor core
 -Microsoft Continuum support
Battery
Charging-18W wired Wireless (Qi) (market dependent)
Music play-Up to 75 h
Stand-byUp to 888 h (2G) / Up to 888 h (3G)Up to 288 h (2G) / Up to 288 h (3G)
Talk timeUp to 30 h 20 min (2G) / Up to 24 h (3G)Up to 25 h (2G) / Up to 19 h (3G)
TypeLi-Ion 3000 mAh, removableLi-Ion 3340 mAh, removable
Misc
ColorsMatte cyan, Orange, Black, Matte white, Glossy whiteBlack, White
PriceAbout 200 EURAbout 350 EUR
Tests
Audio quality Noise -93.0dB / Crosstalk -94.4dB Noise -91.6dB / Crosstalk -89.3dB
Battery life Endurance rating 74h Endurance rating 62h
Camera- Photo / Video
Display Contrast ratio: 1119:1 (nominal), 3.065 (sunlight) Contrast ratio: Infinite (nominal), 3.837 (sunlight)
Loudspeaker Voice 72dB / Noise 67dB / Ring 73dB Voice 74dB / Noise 75dB / Ring 84dB
Performance- Basemark OS II 2.0: 1472Basemark X: 32178

Microsoft Lumia 640 XL LTE

  • Exceptional battery life (74h endurance)
  • More affordable price point
  • Large display for media consumption

  • Significantly weaker processor
  • Lower display contrast ratio
  • Basic camera capabilities

Microsoft Lumia 950 XL

  • Powerful Snapdragon 810 processor
  • Superior OLED display with infinite contrast
  • Fast 18W charging and Qi wireless charging

  • Shorter battery life (62h endurance)
  • Higher price
  • Potential for thermal throttling

Display Comparison

Both devices feature displays with a sunlight contrast ratio of 3.837:1, suggesting similar outdoor visibility. However, the Lumia 950 XL boasts an 'Infinite' nominal contrast ratio, indicating a superior OLED panel compared to the 640 XL’s LCD. This translates to deeper blacks and more vibrant colors on the 950 XL. While both share the same sunlight readability, the 950 XL’s OLED technology provides a more visually immersive experience. The 640 XL’s 1119:1 nominal contrast ratio, while respectable, pales in comparison.

Camera Comparison

Both phones are listed as having 'Photo / Video' capabilities, but the 950 XL’s camera system is expected to be far superior. While specific sensor details are missing, the 950 XL, as a flagship, likely features a larger sensor, optical image stabilization (OIS), and more advanced image processing algorithms. The 640 XL’s camera is adequate for casual snapshots, but the 950 XL is designed for more serious photography. The absence of detailed camera specs for both devices makes a precise comparison difficult, but the 950 XL’s positioning suggests a clear advantage.

Performance

The performance gap between these devices is substantial. The Lumia 950 XL’s Qualcomm MSM8994 Snapdragon 810, built on a 20nm process, features an octa-core CPU (4x1.5 GHz Cortex-A53 & 4x2.0 GHz Cortex-A57) and a more powerful GPU. This is a significant upgrade over the 640 XL’s Snapdragon 400 (MSM8226) with its quad-core 1.2 GHz Cortex-A7 CPU. The 20nm fabrication process of the 810 also contributes to better thermal efficiency, though the 810 was known to throttle under sustained load. The 640 XL is suitable for basic tasks, while the 950 XL can handle more demanding applications and multitasking.

Battery Life

The Lumia 640 XL LTE holds a significant advantage in battery endurance, achieving a rating of 74 hours compared to the 950 XL’s 62 hours. This difference is despite the 950 XL offering 18W wired charging and Qi wireless charging (market dependent), features absent on the 640 XL. The Snapdragon 810’s higher power consumption, combined with the OLED display, contributes to the 950 XL’s lower endurance. While the 950 XL charges faster, the 640 XL will last considerably longer on a single charge.

Buying Guide

Buy the Microsoft Lumia 640 XL LTE if you prioritize exceptional battery life, a large display for media consumption, and a budget-friendly price. It’s ideal for users who need a reliable communication device and aren’t demanding mobile gamers or photographers. Buy the Microsoft Lumia 950 XL if you absolutely require the fastest possible performance from a Windows Phone, need wireless charging, and are willing to accept shorter battery life and a higher price. It caters to power users who want to maximize the capabilities of the platform.

Frequently Asked Questions

❓ Is the Snapdragon 810 in the Lumia 950 XL prone to overheating?
The Snapdragon 810 was known to experience thermal throttling under sustained heavy loads, such as prolonged gaming or video recording. While the 950 XL included cooling solutions, users may still encounter performance drops during intensive tasks. The 640 XL’s Snapdragon 400 is less powerful but also generates less heat, avoiding this issue.
❓ Does the Lumia 950 XL's wireless charging significantly improve the user experience?
The Lumia 950 XL supports Qi wireless charging, offering a convenient way to top up the battery without needing to plug in a cable. However, the shorter battery life of the 950 XL means you'll be charging it more frequently, making wireless charging more useful. The 640 XL lacks this feature, relying solely on micro-USB charging.
❓ Given the limited app support for Windows 10 Mobile, is either of these phones still worth buying in 2024?
The app ecosystem for Windows 10 Mobile is severely limited. Both phones are best suited for users who primarily rely on core functionality like calling, texting, and basic productivity apps. If you require a wide range of modern apps, neither phone is a good choice. However, for a dedicated Windows Phone experience, the 640 XL offers better value due to its longer battery life.