Lumia 640 vs 640 XL: A Deep Dive into Microsoft's Budget Windows Phones

The Microsoft Lumia 640 and 640 XL represent a pivotal moment in Microsoft's mobile strategy – a push towards affordable Windows Phone devices. While sharing a similar design language and software experience, key differences in screen size, display quality, and subtle chipset variations separate these two. This comparison dissects those differences to determine which device offers the best value.
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🏆 Quick Verdict

For most users, the Microsoft Lumia 640 XL is the superior choice. Its larger display with a demonstrably better contrast ratio in both nominal and sunlight conditions, coupled with a nearly identical battery life, makes it a more enjoyable daily driver. The price difference, if minimal, justifies the upgrade.

PHONES
Phone Names Microsoft Lumia 640 LTE Microsoft Lumia 640 XL
Network
2G bandsGSM 850 / 900 / 1800 / 1900GSM 850 / 900 / 1800 / 1900
3G bandsHSDPA 850 / 900 / 2100HSDPA 850 / 900 / 1900 / 2100
4G bands1, 3, 7, 8, 20-
SpeedHSPA 42.2/5.76 Mbps, LTE Cat4 150/50 MbpsHSPA 42.2/5.76 Mbps
TechnologyGSM / HSPA / LTEGSM / HSPA
 1, 2, 4, 5, 7, 12, 17 - T-Mobile-
Launch
Announced2015, March. Released 2015, April2015, March. Released 2015, April
StatusDiscontinuedDiscontinued
Body
Dimensions141.3 x 72.2 x 8.8 mm (5.56 x 2.84 x 0.35 in)157.9 x 81.5 x 9 mm (6.22 x 3.21 x 0.35 in)
SIMMicro-SIMMicro-SIM
Weight145 g (5.11 oz)171 g (6.03 oz)
Display
ProtectionCorning Gorilla Glass 3Corning Gorilla Glass 3
Resolution720 x 1280 pixels, 16:9 ratio (~294 ppi density)720 x 1280 pixels, 16:9 ratio (~259 ppi density)
Size5.0 inches, 68.9 cm2 (~67.6% screen-to-body ratio)5.7 inches, 88.9 cm2 (~69.1% screen-to-body ratio)
TypeIPS LCDIPS LCD
 ClearBlack displayClearBlack display
Platform
CPUQuad-core 1.2 GHz Cortex-A7Quad-core 1.2 GHz Cortex-A7
ChipsetQualcomm MSM8926 Snapdragon 400 (28 nm)Qualcomm MSM8226 Snapdragon 400 (28 nm)
GPUAdreno 305Adreno 305
OSMicrosoft Windows Phone 8.1, upgradable to Microsoft Windows 10Microsoft Windows Phone 8.1, upgradable to Microsoft Windows 10
Memory
Card slotmicroSDXC (dedicated slot)microSDXC (dedicated slot)
Internal8GB 1GB RAM8GB 1GB RAM
 eMMC 4.5eMMC 4.5
Main Camera
FeaturesLED flashZeiss optics, LED flash
Single8 MP, f/2.2, 28mm (wide), 1/4.0", AF13 MP, f/2.0, 28mm (wide), 1/3.0", AF
Video1080p@30fps1080p@30fps
Selfie camera
Single1 MP5 MP
Video720p1080p@30fps
Sound
3.5mm jack YesYes
35mm jackYesYes
Loudspeaker YesYes
Comms
Bluetooth4.0, A2DP4.0, A2DP
NFCYesYes
PositioningGPS, GLONASS, BDSGPS, GLONASS, BDS
RadioFM radioFM radio
USBmicroUSB 2.0microUSB 2.0
WLANWi-Fi 802.11 b/g/n, DLNA, hotspotWi-Fi 802.11 b/g/n, DLNA, hotspot
Features
SensorsAccelerometer, proximity, compassAccelerometer, proximity, compass, sensor core
Battery
Stand-byUp to 864 h (2G) / Up to 864 h (3G)Up to 936 h (2G) / Up to 936 h (3G)
Talk timeUp to 26 h 30 min (2G) / Up to 17 h 30 min (3G)Up to 31 h 20 min (2G) / Up to 23 h 40 min (3G)
TypeLi-Ion 2500 mAh, removableLi-Ion 3000 mAh, removable
Misc
ColorsGlossy cyan, Orange, White, Matte blackMatte cyan, Orange, Black, Matte white, Glossy white
PriceAbout 120 EURAbout 170 EUR
Tests
Audio quality Noise -93.1dB / Crosstalk -93.2dB Noise -93.0dB / Crosstalk -94.4dB
Battery life Endurance rating 76h Endurance rating 74h
Camera Photo / Video-
Display Contrast ratio: 1034 (nominal), 2.563 (sunlight) Contrast ratio: 1119:1 (nominal), 3.065 (sunlight)
Loudspeaker Voice 70dB / Noise 65dB / Ring 75dB -

Microsoft Lumia 640 LTE

  • More compact and pocketable design.
  • Slightly lower price point (potentially).
  • Good battery life for its size.

  • Inferior display contrast ratio.
  • Smaller screen size may be limiting for some.
  • Performance is identical to the XL for most tasks.

Microsoft Lumia 640 XL

  • Superior display contrast ratio for better visibility.
  • Larger screen for enhanced media consumption.
  • Potentially slightly more efficient chipset (MSM8226).

  • Larger form factor may be less comfortable for one-handed use.
  • Slightly heavier than the Lumia 640.
  • Battery life is only marginally better.

Display Comparison

The Lumia 640 XL boasts a clear advantage in display quality. While both utilize similar LCD technology, the XL’s contrast ratio of 1119:1 (nominal) and 3.065 (sunlight) significantly outperforms the 640’s 1034:1 and 2.563 respectively. This translates to deeper blacks, brighter whites, and a more readable screen under direct sunlight. The larger screen size of the XL also contributes to a more comfortable viewing experience for videos and browsing. While neither display is cutting-edge, the XL’s superior contrast makes a noticeable difference.

Camera Comparison

Both the Lumia 640 and 640 XL are equipped with basic photo and video capabilities. The context data doesn't provide specifics on sensor size or aperture, suggesting both utilize similar, entry-level camera modules. Given the shared chipset and likely similar image signal processing, image quality will be comparable. Users shouldn't expect flagship-level photography from either device; they are adequate for casual snapshots in good lighting conditions.

Performance

Both devices are powered by the Qualcomm MSM8926 Snapdragon 400 (28nm), featuring a quad-core 1.2 GHz Cortex-A7 CPU. However, the Lumia 640 XL utilizes the MSM8226 variant. While both are based on the Snapdragon 400, the MSM8226 often indicates a slightly refined version, potentially offering minor improvements in power efficiency. In real-world usage, the performance difference will be negligible for typical tasks like calling, texting, and social media. Both phones will struggle with demanding games or multitasking.

Battery Life

Battery endurance is remarkably similar between the two devices, with the Lumia 640 achieving 76 hours and the 640 XL scoring 74 hours. This suggests that despite the XL’s larger screen, its slightly more efficient chipset (MSM8226) and optimized power management largely offset the increased power draw. Both phones offer solid battery life for moderate usage, easily lasting a full day on a single charge.

Buying Guide

Buy the Microsoft Lumia 640 LTE if you prioritize ultimate portability and a slightly lower price point. It’s ideal for users who frequently use their phone one-handed or need a very compact device. Buy the Microsoft Lumia 640 XL if you value a larger screen for media consumption, improved outdoor visibility, and a more immersive experience, even if it means a slightly larger form factor.

Frequently Asked Questions

❓ Does the Snapdragon 400 in either phone struggle with Windows 10 Mobile's performance?
Yes, the Snapdragon 400 is a budget chipset and will exhibit noticeable lag when running Windows 10 Mobile, especially with multiple apps open or during demanding tasks. Expect slowdowns and occasional stutters. These phones are best suited for basic functionality.
❓ Is the difference in display contrast noticeable in everyday use?
Absolutely. The Lumia 640 XL's higher contrast ratio results in richer colors, deeper blacks, and significantly improved readability in bright sunlight. This makes a tangible difference when browsing the web, watching videos, or simply checking notifications outdoors.
❓ Given the age of these devices, are software updates still available?
No. Microsoft has officially ended support for Windows 10 Mobile, meaning neither the Lumia 640 nor the 640 XL will receive further software updates, including security patches. This is a significant security risk and should be considered before purchasing either device.